The end of the year is usually replete with gatherings, relaxation, and settling one's affairs. Each year, millions of people fail to fully realize their insurance benefits, especially if they have a Flexible Spending Account, which helps patients pay dental costs with pre-tax dollars.
Whether you are using an FSA or going through your insurance provider, your yearly plan will expire at the end of the year. Set a reminder for yourself every year to use your tax dollars and get the most out of your oral health benefits.
Your Dental Insurance Benefits
You may get your insurance plan through your work or use a Health Insurance Marketplace plan through the Affordable Care Act. Every time you buy a plan and pay a premium, those upfront dollars are wasted if you don't visit your dentist. Your benefits typically expire by December 31; they will not roll over into the next year. Our friendly dental team is always happy to check your plan to be sure since some plans may end at different times of the year.
Patients can take care of their dental health through preventive measures like dental cleanings and exams; that way, you can ring in the New Year with healthy, beautiful teeth!
While the benefits end December 31, that doesn't mean you can't plan early. We recommend patients talk with Dr. Suchi Chalasani over the summer or fall to discuss their smile needs or any treatment they could benefit from before the end of the year. The holidays may not be the best time to get dental treatments done; it may be better for your schedule to start using your benefits in the fall.
As soon as we determine your treatment plan, our experienced dental staff will work with your provider to ensure it is covered.
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We recommend that patients start determining what dental treatments they need by the end of summer. We are happy to work with you and make sure you get the most out of your money.